Moving Made Easy

Help to Buy - Equity Loan

Sale

A Help to Buy Equity Loan is a scheme where the UK government lends you up to 20% of the cost of your on of our market sale homes.

This means, that after raising a minimum 5% cash deposit, you only need to secure a 75% mortgage to make up the total required. Fees are waived on the loan for the first five years, leaving you to simply make repayments on your mortgage.

For example, a £150,000 market sale home would require a deposit of £7,500 and a mortgage of £120,000, with the Help to Buy Equity Loan making up the other £22,500.

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Shared Ownership

Shared OwnershipShared ownership provides an affordable way for you to take that first step onto the property ladder; simply buy a share in a new home and pay a subsidised rent on the remaining share.  This is only available on specific properties, so do ask our friendly Sales Consultants for advice.

The initial share you buy will usually be between 25% and 75% of the full purchase price and is tailored to suit your circumstances, meaning it is not only affordable for you now but in the future too.

In most cases you have the opportunity to purchase further shares in your home if you wish to; this is known as ‘staircasing’. When you purchase further shares in your home the rent reduces accordingly and when you ‘staircase’ to 100% ownership there is no rent to pay.

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Independent Living

Independent LivingThe Independent Living Scheme allows anyone over the age of 55 to purchase a purpose-built, modern apartment that, while focusing on autonomy, comes with access to a wide range of communal facilities and support, should you need them in the future.

Orbit’s Independent Living developments are designed with space, comfort, personal safety and security in mind, resulting in a smart and flexible new home that can change with you as your requirements change.

 

Who is it for?

Our apartments are for homeowners who, while growing older, still value their independence, but within a safe space.

Older people with little to no care needs can relax in their retirement, knowing that general day-to-day responsibilities like external property maintenance, gardening and window cleaning are all taken care of.

Whether you are keen on your own space and want to enjoy your retirement in peace, or take advantage of the communal living space to engage with your fellow residents, our retirement living apartments are perfectly suited to as much or as little as you want.

Importantly, both homeowners and their families are given peace of mind in the knowledge that should their requirements change as the years go by, a specialist Orbit Homes team will be on-hand to assist.

 

What is included?

Each brand new apartment is designed to meet Lifetime Homes Standards, ensuring that it is easily adaptable to your changing needs. It will be spacious and designed with simple but effective conveniences such as high level plug sockets and ovens, walk-in showers, easy turn taps and lower-mounted wall units included as standard, to make your new home as comfortable as possible.

In addition, Orbit provide an on-site Scheme Manager and a 24-hour emergency call system, meaning help and support is always available, should you require it.

 

Eligibility

  • In order to be eligible to purchase a home at one of Orbit’s Independent Living developments you must be over 55 years of age.

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Not sure what you're looking for?

Take A Look At Our Offers And Promotions

From Help to Buy Equity Loan to Part Exchange we can help you onto or up the property ladder. Check out our Promotions and Offers and remember to talk to our Sales Consultants about the great promotions available.

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